Preventing A Family Financial Collapse

It is no secret that we are living in a world of financial uncertainty. This is not just directed at our nation, but a global problem that has left millions of us struggling to make ends meet. With this in mind, there has never been a better time than now to start an emergency financial plan to help us in the short term and the long. Financial emergencies have a tendency to … [Read more...]

We Don’t Share A Bank Account

Disclosure: This post was inspired by Genworth Financial. Opinions expressed are my own. For more information about the different life insurance types visit the Genworth Financial website. That's right, my husband and I have separate bank accounts. I tried to convince him for the longest time that we *need* a joint account again but at the end of the day I'm fine with our … [Read more...]

Do You Have Life Insurance?

So we've decided. There will be a 3rd baby added to the Mercurio clan. When? We haven't set a date because neither of us want the stress of that added to the mix. Right now we are just satisfied that we have come to the conclusion that our two girls need another sibling and hopefully a boy at that. The next step to the planning is to finally get some life insurance. I am … [Read more...]

Taking Care of Older Parents

Every year my girls get older and so do I, what I sometimes tend to forget is that my parents are also getting older. Last year and continuing this year my Dad has had some health problems. He is a stubborn man who pretty much refuses to see a doctor which scares my step-mom and myself. I want my Daddy to be around to really watch all his grand kids grow up - he has 14 … [Read more...]

Which Loan Is The Best For Us?

My husband and I are looking into buying a home but with so many different option and loans out there it's hard to tell which route is the best one to take. I, personally, wouldn't say Florida is a buyers market but others might disagree. I think the home prices are higher than they should for the space and land you get. With that being said, we also discussed that … [Read more...]