So I think we’ve all heard the commercials where Flo from Progressive Insurance is going on about giving discounts to good drivers and all you have to do is use their Progressive Snapshot discount program thingy. Well I decided to give it a try and I’m here to tell you my results.
But first, what exactly is the Snapshot?
The snapshot hardware is a little box that you plug into the OBDII (On-Board Diagnostics) port of your 1995 and newer vehicle. The port is under your steering wheel.. It records information automatically and will then give you a weekly report via email. Progressive says that the device is looking for things like gentle braking and driving fewer miles than the average driver in your state.
Every time you turn on your car you’ll hear a few beeps which tells you the device is on and working. From there you drive how you normally drive and (hopefully) see a discount at the end of the 30 days.
Even though I am a stay-at-home mom I actually think I drive a lot. I get cabin-fever pretty easily so during the day Kendall and I will go to the grocery store, walk around Target, go the mall, visit my husband at work and so much more.
Well, I’m happy to report that despite what my husband says, I’m on ok driver. You can get a percentage anywhere from 0%-30% so I’m not THE BEST driver in the world or anything but I’m happy I got a discount at all.
Will I stick with Progressive? Unfortunately, no. Even with the 7% the prices are way too high. We actually need to renew our insurance after October 31st so this was perfect timing but Progressive quoted us over $130 more than another new insurance company we found. Now, if Progressive comes out with some kind of Blogger Ambassador Discount program I may be all over that, but until then I’ll have to stick with another insurance company, even though they don’t have Flo.
If you want to see if Progressive will save you money you can try Snapshot for yourself without switching your insurance. Simply visit the Progressive website to learn more and sign up for your 30 day trial run.